^{Liam Payne:} I don't wanna be broke when I d-i-e Wanna be livin' it up in VIP Tryna get in the club, they wanna see ID Want me to wear nice shoes and a t-i-e I've been workin' and gettin' by But that ain't enough to satisfy 'Cause I got dreams for you and I So I got money on my mind So if you wanna stack it up, man, you gotta work for it I-I-I-I-I-I Ain't nobody gonna be doin' it for ya I-I-I-I-I I got dreams and I got time But that ain't enough to get me by So I stack it up, man, I gotta work for it Yeah, I got money on my mind I-I, I-I I got money on my mind I-I, I-I I wanna flex hard like d-o-e But right now my car need the m-o-t And I can't give the valet no t-i-p But like him, I got dreams and they're b-i-g Tried to be a better guy But that weren't enough to satisfy I got dreams for you and I I got money on my mind So if you wanna stack it up, man, you gotta work for it I-I-I-I-I-I Ain't nobody gonna be doin' it for ya I-I-I-I-I I got dreams and I got time But that ain't enough to get me by So I stack it up, man, I gotta work for it Yeah, I got money on my mind I-I, I-I I got money on my mind I-I, I-I ^{A Boogie Wit Da Hoodie:} Yeah, I know shit don't come free, you gotta work for it (Gotta work for it) Lamborghini Urus, bought it when I first saw it (Skrrt, when I first saw it) She caught me creepin', I had to buy her a purse for it (Purse for it) I think if I ain't have money, I'd be the worst for her And if I ain't have money, I woulda been lost or The loudest ones was the brokest, I was a shit-talker The loudest ones was the brokest and now we're strugglin' (Uh) Girls call me friend, now they owe me, that money comin' in (That money comin' in) Saint Laurent fiend, I put it in Louis luggages (Yeah, yeah) Took her to Celine, bought her a couple luggages Wasn't always sweet, Capri Suns for fifty cents (Yeah) Now I just hate to reminisce (To reminisce) ^{Liam Payne:} So if you wanna stack it up, man, you gotta work for it I-I-I-I-I-I Ain't nobody gonna be doin' it for ya I-I-I-I-I I got dreams and I got time But that ain't enough to get me by So I stack it up, man, I gotta work for it Yeah, I got money on my mind I-I, I-I I got money on my mind I-I, I-I I got money on my mind